Windows in New York.

NYSERDA runs Comfort Home with $2,500-$3,000 for bundled air sealing and insulation, plus a separate $2,000 incentive when you upgrade to ENERGY STAR windows on the same project. Income-qualified households go deeper through EmPower+, with full project coverage up to $12,000 upstate or $14,000 downstate. ConEd, National Grid, NYSEG, RG&E, Orange & Rockland, and PSEG Long Island all participate.

Get my report See the rate-hedge math
$2,000 windows
NYSERDA Comfort Home ENERGY STAR window add-on
$2,500-3,000 envelope
Comfort Home air sealing + insulation bundle
$12K-14K EmPower+
Income-qualified full-project cap (upstate / downstate)
A New York home window upgrade in progress, ENERGY STAR Northern-Zone windows being set into a Westchester County colonial
Why now · New York

Heating bills have climbed every year.

New York residential natural gas ran ~$1.20/therm in 2010 and is sitting at $1.85/therm by 2025. ConEd Gas and National Grid Gas (KEDNY, KEDLI, Niagara Mohawk) all filed rate increases through 2024 and 2025. NY's 26% oil-heated homes saw $4+/gallon prices through the same window. Windows cut your usage 15-30% on day one, so your bill drops by that much before the next supply-rate filing.

The hedge U-0.22 windows: 15-30% less fuel needed
Get my report
New York natural gas price
2010–2025 · $/therm
$0 low mid high 2010 2015 2020 2025 US avg $1.49/therm ConEd / Nat Grid NY $1.85/therm $1.20/therm Your reduced base (post-windows) savings stacked yearly $/therm, residential
Natural Gas price Your bill (post-windows) US national average
Source · EIA Natural Gas Monthly, residential class, 2010–2025. NY state average and the US national line are both pulled from the same dataset.
Major gas + electric utilities coveredConEdison, National Grid (KEDNY, KEDLI, Niagara Mohawk), NYSEG, Rochester Gas & Electric (RG&E), Orange & Rockland, PSEG Long Island, Central Hudson
A real example · Westchester County, NY

What a 14-window retrofit earns on the NY Comfort Home stack.

Take a 2,100 sq ft 1956 colonial in Westchester County, gas-heated with central AC, with fourteen original wood-sash and tired aluminum-frame windows. Annual gas + electric bills run ~$3,800. The owner books a NYSERDA Comfort Home audit through a participating contractor, who pulls the $2,500-$3,000 envelope rebate for air sealing + insulation, plus the $2,000 ENERGY STAR window add-on for the same project. Annual heating + cooling drops 22%.

See the pieces of the stack
01 · Why It Works Here

NY pays directly for both halves of the envelope.

Unlike most northeastern states, NYSERDA's Comfort Home program writes two checks: one for the envelope work, one for the ENERGY STAR window upgrade on the same project. Together that's up to $5,000 in stacked Comfort Home rebates, plus the bill-savings compounding for 25-30 years. Income-qualified homes get even more through EmPower+.

$2,000
Comfort Home ENERGY STAR window add-on
Direct NYSERDA incentive when you upgrade windows during the same Comfort Home project
$2,500-3,000
Comfort Home envelope rebate
Air sealing + insulation bundle through a NYSERDA-participating Comfort Home contractor
$12K-14K
EmPower+ income-qualified ceiling
Full-project coverage for 50% MFI households; upstate at $12K, downstate (NYC, LI, lower Hudson) at $14K
15-30%
Heating-bill reduction (typical)
Single-pane-to-Northern-Zone retrofit on NY climate zone 4A/5A/6A; compounds for 25+ years
Get my report
02 · The Components

Every value line, spelled out.

A New York windows project earns through four working channels: the NYSERDA Comfort Home envelope rebate, the Comfort Home ENERGY STAR window add-on, ongoing gas + electric bill reductions on rates that have climbed every year, and the comfort + property-value lift that arrives the first cold night.

  • NYSERDA Comfort Home envelope rebate (air sealing + insulation)$2,500-3,000
  • NYSERDA Comfort Home ENERGY STAR window add-on$2,000
  • EmPower+ income-qualified full-project cap (50% MFI, upstate)up to $12,000
  • EmPower+ income-qualified full-project cap (50% MFI, downstate)up to $14,000
  • EmPower+ moderate-income cap (50% coverage, upstate / downstate)$6,000 / $7,000
  • Year-1 gas heating savings on a typical NY home (57% gas-heated)~$600/yr typical
  • Year-1 AC + appliance electric savings on a typical NY home~$235/yr typical
  • Resale-value lift on documented ENERGY STAR window replacement+1-3% home value
  • Equipment lifespan and warranty30-50 yrs · lifetime glass
Get my report
03 · Install Timeline

From first call to tighter glass.

A typical New York windows project runs 7–10 weeks from the Comfort Home audit to commissioning, with envelope work and the window upgrade scoped into the same Comfort Home project.

01.
Free Home Energy Score + Comfort Home participating-contractor visit
A NYSERDA-participating Comfort Home contractor walks the house, runs a blower-door test, and writes a scope that includes the envelope work (air sealing + insulation) and the ENERGY STAR window upgrade so both rebates apply.
Week 1
02.
Envelope work + window product selection
Air sealing and insulation work happens here, paid through Comfort Home at $2,500-$3,000. ENERGY STAR Most Efficient Northern Region windows ordered in parallel (U-factor 0.22 or lower for zone 5A/6A; 0.27 acceptable for zone 4A NYC metro).
Weeks 2-5
03.
Window installation
Municipal building permit, install over 1-3 days. NFRC labels photographed for the Comfort Home project file documenting the ENERGY STAR window add-on rebate eligibility.
Weeks 5-7
04.
Comfort Home close-out + rebate processing
Contractor files the close-out package with NYSERDA documenting both the envelope work and the ENERGY STAR window upgrade. Both rebates ($2,500-$3,000 envelope + $2,000 windows) post; bill-savings begin immediately.
Weeks 7-9
05.
Long-term bill savings compound
Comfort + bill reduction is felt the first cold night, full payback compounds across 25-30 years on NY's climbing gas and electric rates. Project value is logged for resale documentation.
Ongoing
Get my report
04 · Honest FAQ

The real questions New York homeowners ask.

Actual questions that come up in the first installer conversation, answered for a typical New York homeowner in 2026.

Does NYSERDA pay $2,000 directly for ENERGY STAR windows?

Yes, through the Comfort Home program, when the windows are upgraded as part of the same Comfort Home project that includes the envelope (air sealing + insulation) work. The window incentive is structured as an add-on, $2,000 on top of the $2,500-$3,000 envelope rebate. NYSERDA reduced the Comfort Home window add-on from $4,000 to $2,000 in 2025; it has held at $2,000 for the 2026 program year.

What's the difference between Comfort Home and EmPower+?

Comfort Home is the program for general-market households: anyone in a NY State utility territory can access the $2,500-$3,000 envelope rebate plus the $2,000 windows add-on. EmPower+ is for income-qualified households, structured as a 50%/100% subsidy on the full project up to a county-tier cap. If your household income is at or below 80% of Area Median Income (AMI), EmPower+ is usually the better path. At 50% AMI or below, EmPower+ covers 100% of the eligible scope up to $12,000 (upstate) or $14,000 (NYC, Long Island, lower Hudson).

What U-factor do my new windows need in New York?

The ENERGY STAR climate zone for NY varies: zone 4A in NYC metro and Long Island (U-factor 0.27 or lower), zone 5A in most of the Hudson Valley, Central NY, and Western NY (0.22 or lower), zone 6A in the Adirondacks and North Country (0.22 or lower). Triple-pane is worth considering in the Adirondacks; high-end double-pane is sufficient downstate. Check the NFRC label on each window.

Does ConEd / National Grid cover the rebate themselves?

The Comfort Home and EmPower+ rebates are administered by NYSERDA (the state energy authority), not the utilities directly, but funding flows through the System Benefits Charge on your gas and electric bills. ConEd, National Grid, NYSEG, RG&E, Orange & Rockland, Central Hudson, and PSEG Long Island all participate; a Comfort Home contractor will pull the rebate regardless of which utility serves your address.

Beyond the Comfort Home rebates, what else makes the math work?

Three additional levers: (1) NY gas and electric rates have climbed every year for 15 years and continue under the 2025-2026 PSC dockets; (2) 26% of NY homes still heat with oil at $4+/gallon, so any oil-heated home sees real-dollar savings on every cold front; (3) comfort, condensation, and resale-value benefits arrive on day one and compound for the life of the windows.

I have an old NYC brownstone, should I just add storm windows instead?

For some NYC and historic-Hudson Valley homes, yes. If your wood-sash originals are still operable and the wood is sound, a quality interior storm panel (Indow, Innerglass) can deliver double-pane-equivalent performance without touching the original character, important if your home is in a landmark district like Park Slope, Greenwich Village, or Hudson. Note that storm-only paths don't qualify for the $2,000 Comfort Home windows add-on; that requires ENERGY STAR-certified replacement units. The Score weighs storm-versus-replace based on the condition of your existing units.

Explore more

Other states and programs.

Looking for the same kind of program in another state, or a different program in yours? Tap any pill to jump.

See how windows fit your specific New York home.

Your Home Efficiency Score counts your single-pane windows, runs the Comfort Home stack ($2,500-$3,000 envelope + $2,000 window add-on), and shows your real gas + electric bill drop based on your utility, fuel type, and house size. Income-qualified homes see the EmPower+ path automatically.

Get my report