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NJ · New Jersey Heating & Cooling

Heat pumps in New Jersey.

NJ Clean Energy Whole-House Program pays $4,000 for heat pump installs and stacks with PSE&G WorryFree Heat Pump credits. Income-qualified Comfort Partners covers up to $5,000 in weatherization for free.

$7,500
Max heat pump rebate
$25,000
0% APR HEAT Loan
33%
TES for max tier
NJ Clean Energy Whole House Pilot, a residential heat pump and weatherization upgrade at a New Jersey home
Why now · New Jersey

Gas bills have climbed every year.

New Jersey residential gas climbed from $1.20/therm in 2010 to $1.75+/therm by 2025. PSE&G, JCP&L, and Atlantic City Electric have filed sequential rate cases since 2022. A heat pump locks you off the gas trajectory, delivering 2.5× the heat per unit of input.

The hedge Heat pump: 2.5× heat per unit input
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New Jersey natural gas price
2010–2025 · $/therm
$0 low mid high 2010 2015 2020 2025 US avg $1.49/therm PSE&G $1.75/therm $1.20/therm Heat pump (locked) your fuel-cost hedge $/therm, residential
Natural Gas price Heat pump operating cost US national average
Source · EIA Natural Gas Monthly, residential class, 2010–2025. State averages and the US national line both pulled from the same dataset.
Major gas utilities coveredPSE&G, NJ Natural Gas, Elizabethtown Gas, South Jersey Gas
A real example · New Jersey

What a cold-climate heat pump install actually pays back.

A 3-ton ducted heat pump (R-32, cold-climate certified) replaces your existing heating with a single all-season electric system. The rebate stack below shows what New Jersey pays back on day one. The red line shows what staying on your current fuel costs you over 15 years.

See the pieces of the stack
01 · Why It Works Here

The numbers that make a New Jersey heat pump pencil.

Four reasons your heat pump pays you back on day one.

$4,000
NJ Clean Energy whole-house rebate
BPU-funded statewide
$1,500
PSE&G WorryFree Heat Pump credit
Stacks on top
Free
NJ Comfort Partners weatherization
Income-qualified up to $5,000
5 utilities
PSE&G + JCP&L + Atlantic + others
NJ BPU-coordinated
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02 · Rebates & Benefits

Every rebate line, spelled out.

Current 2026 rebate amounts for NJ Clean Energy Whole House Pilot. Verify against the program operator at signing.

  • Base (≥5% TES)$2,000
  • Per additional % of TES+$200/%
  • Max rebate (≥33% TES)$7,500
  • NJ HEAT Loan (0% APR financing)up to $25,000
  • Free home energy auditincluded
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04 · Install Timeline

From first call to rebate payment.

A typical New Jersey heat pump install runs 4–7 weeks from Manual J load calculation to install commissioning.

01.
Site survey & Manual J load calc
Contractor evaluates ductwork, insulation, and total heat load. Produces system design sized to 90–120% of design load.
Week 1
02.
Permits & rebate pre-approval
Building permit filed with the town. Rebate pre-approval filed with the utility or program administrator.
Weeks 1-3
03.
Equipment procurement
Outdoor unit, indoor air handler or coils, and balance-of-system components ordered. Lead times depend on configuration.
Weeks 3-5
04.
Installation & commissioning
Most residential heat pump installs complete in 2–4 days on-site. Building permit inspection and refrigerant commissioning follow.
Weeks 5-7
05.
Rebate paperwork & sign-off
Final inspection paperwork submitted. Rebate check lands as bill credit or direct deposit, depending on the program.
Post-install
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06 · Questions Homeowners Ask

The honest FAQ.

Actual questions that come up in the first installer conversation.

What's "Total Energy Savings"?

TES is the percentage reduction in projected annual energy use achieved by your upgrade scope, calculated by a BPI-certified assessor.

Can I stack with the HEAT Loan?

Yes. The cash rebate and the 0% loan work together.

What if my project doesn't hit 5% TES?

You won't qualify for the cash rebate. NJ HEAT Loan financing may still be available.

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All New Jersey programs

The full New Jersey upgrade menu.

Every New Jersey program a homeowner can layer in. The badge marks the ones that pair most naturally with the program on this page.

NJ · Successor Solar (SuSI)
Solar offsets the heat pump's electric load with clean kWh from your own roof. Sized together, the array carries the heating bill.
Stacks well
NJ · NJ Comfort Partners
Insulate first, then heat pump. A tighter envelope means a smaller, cheaper heat pump that runs more efficiently.
Stacks well
NJ · NJ Windows & Doors
Old windows can defeat the heat pump's gains. Upgrading them together protects the comfort the new system delivers.
NJ · Garden State Energy Storage
A battery keeps the heat pump running through outages, especially important when fossil backup is gone.
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Other states and programs.

Looking for the same kind of program in another state, or a different program in yours? Tap any pill to jump.

By state
MA Massachusetts RI Rhode Island CT Connecticut ME Maine NH New Hampshire VT Vermont NY New York NJ New Jersey MD Maryland MI Michigan FL Florida
By program type
Solar Heating & Cooling Insulation Windows & Doors Energy Storage

Ready to see how NJ Clean Energy Whole House Pilot applies to your home?

Your Home Efficiency Score shows your exact rebate stack, across this program and every other one you qualify for in 2026.

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