FL · Florida

Florida's solar regime is stepping down, and your enrollment date matters.

Florida runs two parallel utility worlds: the big investor-owned utilities (FPL, Duke Energy Florida, TECO) and the municipals (JEA, OUC, Lakeland). The IOUs all follow HB 741, the 2025 net-metering stepdown that drops residential export compensation from 75% of retail in 2024-2025 to 60% in 2026 and 50% by 2027-2028. The munis set their own export rates and most have already moved to avoided-cost. On the appliance side, heat pump rebates are modest (Florida is cooling-dominant), and the federal 25C/25D credits both expired Dec 31, 2025. Here's what each utility actually offers, in 2026.

FL · Utilities
A single-story Florida stucco home with a barrel-tile or shingle roof in late-afternoon golden hour, royal palms framing the driveway, a pole-mounted distribution transformer visible at the property edge, pastel exterior under hot-climate light
~$0.135/kWh
Avg residential electric rate (FL, 2026)
60% of retail
FPL/Duke/TECO net metering, 2026 enrollees (HB 741)
100% exempt
FL state sales tax + property tax on residential solar
The one most homeowners miss

HB 741 is compressing the window for full-value solar in Florida, and the 2026 step is the steepest one yet.

Customers approved in 2024-2025 receive 75% of retail rate for exports for the life of their interconnection. Enrollees in 2026 drop to 60% of retail. By 2027-2028 the rate falls to 50%. FPL, Duke Energy Florida, and TECO all follow the same statutory schedule. Munis (JEA, OUC, Lakeland) set their own export terms and most have already moved to avoided-cost compensation; OUC went to roughly 4.6 cents per kWh effective July 1, 2025 (from a retail rate around 11.8 cents). Two homes on the same street can have very different solar economics depending on the month they enrolled.

Coverage at a glance

Who offers what.

A read across the state. Each cell shows the program count by category. The marks utilities with a flagship or unique program in that category, the ones worth a closer look.

Utility Heat pumpsSolarStorageInsulationWindows
FPL Florida Power & Light3321
Duke Energy Florida3111
Tampa Electric TECO2211
JEA Jacksonville · municipal1211
OUC Orlando Utilities Commission ·…21211
Utility · 1 of 5

FPL Florida Power & Light

FPL is by far the largest utility in Florida, serving roughly 5.8 million customer accounts and around half of all Florida homes. As an investor-owned utility, FPL follows the HB 741 net-metering schedule. FPL also has a pending rate plan that would raise a typical 1,000 kWh bill from $134.14 to $151.99 by the end of the plan period.

Heat pumps · 3 programs
FPL A/C Rebate
$200 instant
$200 instant rebate as a credit on the contractor's invoice when using a qualified FPL contractor for a high-efficiency A/C or heat pump install. Modest by Northeast standards, typical for the Florida pattern.
FPL Residential A/C Program Standards
Tiered by SEER2/EER2
Rebate amounts are tiered by SEER2 and EER2 thresholds; the $200 figure above sits at the entry tier. Higher-efficiency tiers exist but residential rebate caps remain modest.
No FPL discounted heat pump electric tariff
FPL residential service is generally flat / non-TOU; no heat-pump-specific seasonal tariff exists, in contrast to programs like Eversource's R-1HP in Massachusetts.
FPL residential rate schedule
Solar · 3 programs
FPL Net Metering (HB 741, 2026)Flagship
60% of retail · 2026 step
Full retail-rate net metering still applies for systems approved by Dec 31, 2025; 2026 enrollees receive 60% of retail rate for exports per HB 741. Annual true-up in January at the average annual cost of generation (roughly $0.02-$0.03 per kWh wholesale). System sizing capped at 115% of annual consumption.
FPL Rate Plan (2026-2029)
~$18/mo by 2029
FPL's filed rate plan would raise a typical 1,000 kWh residential bill from $134.14 to $151.99 by the end of the plan period, roughly $18 per month by 2029. Rising retail rates partially offset the HB 741 export-rate haircut for self-consumed solar.
No FPL solar rebate
FPL does not offer a residential solar rebate. Florida's sales-tax exemption and 100% property-tax exemption on residential solar are state-level (not utility), and apply across all FL utilities.
Energy storage · 2 programs
FPL OnCall (DR program)
$50–$100/yr bill credit
Free enrollment demand-response program. FPL briefly cycles the AC compressor during peak periods (15-minute on/off windows) for a $50-$100 annual bill credit. Minimal comfort impact; the easiest signup in the FPL stack.
No FPL residential battery rebate
No FPL residential battery rebate identified. FPL's Thermal Energy Storage program is commercial/business-only. [NEEDS RESEARCH: an "EnergyServer"-branded reference circulates in marketing material; not verifiable in FPL's residential program library.]
Insulation & weatherization · 1 program
FPL Home Energy Survey
Free + contractor rebates
Free home energy survey identifies insulation and air-sealing opportunities. Direct rebates flow through participating contractors for insulation upgrades and duct sealing.
Windows & doors · no utility rebate
No utility rebate available
FPL does not offer a windows or doors rebate. Florida homeowners can use the state Home Hardening tax credit for impact-resistant windows (a separate program); verify 2026 status with the Florida Department of Revenue. Federal 25C credit expired Dec 31, 2025.
Utility · 2 of 5

Duke Energy Florida

Duke Energy Florida serves roughly 1.9 million customers across 35 counties in central and northern Florida (St. Petersburg through the I-4 corridor and the Big Bend region). Duke's HVAC rebate is the most generous on the Florida IOU side, and the PowerPair solar-plus-battery program may extend from North Carolina into FL on a pilot basis.

Heat pumps · 3 programs
Duke FL HVAC Replacement Rebate
$500–$1,000
Tiered HVAC replacement rebate: $1,000 for replacing existing strip heat with higher-efficiency equipment; $600 for replacing existing strip heat at the lower tier; $500 for replacing an existing heat pump. The most generous IOU-side HVAC rebate in Florida.
Heat Pump Water Heater Rebate
Available · contractor-administered
HPWH rebate available through Duke FL appliance rebates. Specific dollar amount varies by unit and SEER/COP tier; verify the published 2026 schedule before quoting.
Smart Thermostat Rebate
$75–$100
$75-$100 rebate on a qualifying ENERGY STAR smart thermostat; pairs naturally with an HVAC replacement rebate.
Solar · 1 program
Duke FL Net Metering (HB 741, 2026)
60% of retail · 2026 step
Same statewide HB 741 stepdown applies: 2026 enrollees receive 60% of retail rate for exports. Three system tiers by size (Tier 1 ≤10 kW, Tier 2 10-100 kW, Tier 3 100-2,000 kW); the residential standard sits comfortably in Tier 1.
Energy storage · 1 program
Duke Energy PowerPair (FL pilot status)
Solar + battery · upfront incentive
PowerPair pairs new solar with a residential battery for an upfront incentive plus dispatch participation. Originally piloted in North Carolina; FL pilot status is unconfirmed and may still be NC-only. [NEEDS RESEARCH: Duke FL PowerPair program status May 2026.]
Insulation & weatherization · 1 program
Duke FL Home Energy Improvement Program
Audit + direct-install
Free audit plus direct-install measures (LEDs, low-flow fixtures, weatherstripping). Larger insulation and duct projects flow through participating contractors with rebates layered on top.
Windows & doors · no utility rebate
No utility rebate available
Duke FL does not offer a windows or doors rebate. Federal 25C credit expired Dec 31, 2025; the FL Home Hardening tax credit may apply to impact-resistant windows separately.
Utility · 3 of 5

Tampa Electric TECO

Tampa Electric (TECO) serves roughly 830,000 customers across the greater Tampa Bay area: Hillsborough County and parts of Polk, Pasco, and Pinellas. TECO's residential rebate stack is the leanest of the three Florida IOUs but follows the same statewide HB 741 schedule on the solar side.

Heat pumps · 2 programs
TECO Heating & Cooling Rebate
$100–$500
A/C efficiency rebate of $100-$500 depending on the SEER2/EER2 tier. Modest residential HVAC incentives consistent with the Florida pattern.
Smart Thermostat Rebate
$75–$100
$75-$100 rebate on a qualifying ENERGY STAR smart thermostat. Pairs cleanly with an HVAC replacement on the same project.
Solar · 2 programs
TECO Net Metering (HB 741, 2026)
60% of retail · 2026 step
Same statewide HB 741 stepdown: 60% of retail rate for new 2026 enrollees.
TECO Sun Select
Voluntary green-power purchase
Voluntary green-power purchase program; not a rooftop solar incentive. Customers buy renewable kWh blocks for a small premium. Useful only if a household wants to claim 100% renewable energy without owning hardware.
Energy storage · 1 program
No TECO residential battery rebate
No TECO residential battery rebate identified. Customers wanting a battery typically pair it with solar through direct financing and rely on self-consumption math against the HB 741 export-rate haircut.
TECO customer service · May 2026 verification
Insulation & weatherization · 1 program
TECO Direct-Install + Audit
Free audit · contractor rebates
Free home energy audit plus direct-install measures (LEDs, low-flow). Insulation and duct sealing flow through participating contractor rebates; specific dollar values vary by measure.
Windows & doors · no utility rebate
No utility rebate available
TECO does not offer a windows or doors rebate. Federal 25C credit expired Dec 31, 2025.
Utility · 4 of 5

JEA Jacksonville · municipal

JEA (originally Jacksonville Electric Authority) is a Duval County municipal utility serving roughly 510,000 electric customers, around 6% of Florida's load. As a muni, JEA sets its own rules and runs a richer utility-side rebate stack than the IOUs, including one of the most generous battery rebates in Florida; pair that with avoided-cost solar exports and JEA territory leans hard toward solar-plus-battery rather than solar-only.

Heat pumps · 1 program
JEA Heating & Cooling Rebate
$200 + $50 thermostat
$200 rebate for an ENERGY STAR-certified central A/C, heat pump, or ductless mini-split (AHRI-certified, with minimum SEER2/EER2/HSPF2 thresholds), plus $50 for a smart thermostat installed on the same project. Equipment must be purchased Oct 1, 2025 to Sept 30, 2026; rebate applications must be submitted within 90 days, postmarked by Oct 10, 2026.
Solar · 2 programs
JEA Solar Rebate
$0.50/W · $4,000 max
$0.50 per watt up to a $4,000 cap for residential rooftop solar. One of the few utility-side solar rebates available anywhere in Florida; partially offsets the avoided-cost-only export rate.
JEA Distributed Generation Program
Avoided cost · not 1:1 retail
JEA does not offer 1:1 retail-rate net metering. Exports are paid at JEA's avoided-cost wholesale rate, significantly below retail. Battery-paired solar is strongly recommended in JEA territory to maximize self-consumption.
Energy storage · 1 program
JEA Battery Storage RebateFlagship
$4,000 · solar-paired
$4,000 rebate for battery systems with at least 6 kWh capacity and a 10-year warranty, when installed alongside solar. One of the more generous battery rebates in Florida and a direct response to JEA's avoided-cost export framework: the rebate makes self-consumption-first solar-plus-battery the default economic answer.
Insulation & weatherization · 1 program
JEA Residential Energy Efficiency Program
Audit + rebates
Free home energy audit plus rebates for insulation, air sealing, and duct improvements. Specific dollar amounts vary by measure; verify the published 2026 schedule before quoting.
Windows & doors · no utility rebate
No utility rebate available
JEA does not offer a windows or doors rebate. Federal 25C credit expired Dec 31, 2025; the FL Home Hardening tax credit may apply to impact-resistant windows separately.
Utility · 5 of 5

OUC Orlando Utilities Commission · municipal

OUC is a Central Florida municipal utility serving Orlando and parts of St. Cloud, around 250,000 electric customers. OUC moved to reduced solar exports (about 4.6 cents per kWh, well below the roughly 11.8 cents retail rate) effective July 1, 2025, while introducing a $2,000 battery rebate the same day. The new DemandLevel pricing tariff (early 2026) makes battery dispatch on peak windows directly relevant to monthly fixed charges.

Heat pumps · 2 programs
OUC Heat Pump A/C Rebate
$45–$1,150
Tiered rebate of $45-$1,150 based on tonnage and SEER2; the top tier requires 15.2+ SEER2. The widest rebate range of any Florida utility on the heat pump category.
Solar Thermal Water Heater Rebate
up to $900
Up to $900 for a solar thermal (not photovoltaic) water heater, which OUC estimates saves up to $280 per year on bills. Distinct from the heat pump water heater path; a niche but compelling option for Central FL irradiance.
Solar · 1 program
OUC Net Metering (post-July 2025)
~4.6¢/kWh export
For new enrollees on or after July 1, 2025, OUC pays roughly 4.6 cents per kWh for exported energy, well below the retail rate of about 11.8 cents per kWh. Pre-July-2025 customers are grandfathered at 1:1 retail for 20 years. Battery-paired solar is the default play in OUC territory.
Energy storage · 2 programs
OUC Battery Storage Rebate
up to $2,000/premises
Up to $2,000 per premises (effective July 1, 2025), one of the few FL utility battery rebates. Designed in tandem with the reduced-export tariff to make solar-plus-battery the dominant residential configuration in OUC territory.
OUC DemandLevel Pricing
$5/$10/$15 fixed by peak
Early-2026 tariff combining a lower variable kWh charge with a monthly fixed charge ($5, $10, or $15) tied to the household's peak usage. A battery dispatching across peak windows can substantially reduce the monthly fixed charge, making OUC's storage stack more valuable than the rebate alone implies.
Insulation & weatherization · 1 program
OUC Home Energy Audit + Rebates
Audit + insulation/duct rebates
Free home energy audit plus rebates for insulation, duct sealing, and (uniquely among the reviewed FL utilities) windows. The widest envelope-improvement stack on the FL muni side.
Windows & doors · limited rebate
OUC Home Energy Rebate (HER) Window Rebate
Limited · verify amount
OUC offers limited window and duct rebates through its HER program; FL-unique among the reviewed utilities. Specific 2026 dollar amount per ENERGY STAR window is not consistently published and should be verified at audit. [NEEDS RESEARCH: current 2026 amount per ENERGY STAR window.]
A wide horizontal shot of a Florida residential street at peak utility load: late afternoon palms casting long shadows, AC condensers visible at the side yards, distribution lines and a pole transformer in frame, settled hot-climate mood

FPL alone serves ~50% of Florida homes; the rest is Duke, TECO, JEA, OUC, and a handful of munis.

Want the math run for your specific FL address?

Your Home Efficiency Score figures out which Florida utility you're on, where you sit on the HB 741 stepdown schedule, and what your full stack looks like, IOU rules or muni rules, for your zip code, your roof, your bill.

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